.I was going through some old papers when I stumbled upon a small notebook we’ve had for years. I opened it and flipped through the pages to see our newlywed budget from nearly 14 years ago.

My husband had an athletic scholarship for so we had a huge discount on rent, and we tried to be as frugal as we could in other ways.

from humble beginnings to dream home: interracial couple newlyweds

Even back then we were extremely aware of money. Not that we had a lot, or much at all. But we were careful not to spend more than we had, and to save what we could. Even if that was just a few dollars a month.

We would separate our money from each budget category and put the cash for the month into an envelope. When money for food was gone it was gone, and we had to eat what was already in the house until the budget reset the next month.

I created a regular meal plan for us to make sure we stayed under budget. There was Sonic 5 burgers for $5 night. We split that third burger, and we rarely splurged on fries.

There was $5 pizza night. And we ate a lot of ramen noodles and grilled cheese.

At the end of the month whatever was left over we could use as fun money, or save.

I remember being so excited when I’d saved enough to buy us our first couch–A futon from the local thrift store. It was no more than $40.

The first automatic payment I set up was to ourselves… A $75 auto draft from our checking account to our savings account. We still have it set up to this day.

Though we no longer use envelopes, and our food budget is much larger than $150, we’ve continued to live by the same disciplines for years. Living below what we make. Saving everything we can.

I think part of that had to do with having a scarcity complex.–Being so worried we would run out of money.

When we transferred schools, lost our rent discount and were both finishing school. We applied for any job we could get, and we were excited when we both got on campus jobs as custodians. Excited to earn on the “higher end of pay”–Something like $7/hr. We earned and saved extra money by donating blood plasma on a regular basis–Two to three times a week, or as much as they allowed. The cookies and juice at the plasma center were a midday meal I looked forward to.

How a leap of faith brought us together and made me believe some things may be fate.

There were times where both of us had jobs, just one of us had a job, and for some scary moments when neither of us were working.

We learned to live extremely conservatively. And as our salaries increased, our lifestyle, for the most part, stayed the same.

Afraid that something could go wrong and we may not always be able to afford a car payment, we saved and paid cash for our cars (except one time, and after that we said never again).

We use credit cards for rewards points but pay them off every single month. And we try our best to live off one income, and save the other.

Discipline is doing what you want. Even when you don't want to. Click To Tweet

When I set out for the goal of finding our dream home I was dumbstruck by the prices of what we wanted. It seemed unwise to set a goal so high. Especially when we were used to spending so much less. And I didn’t want to be “house poor.”–Where we’re barely able to afford our home, much less anything else to go with it.

But I thought what if we saved enough to pay for a lot of it up front… That would change everything.

Our payments would be comfortable.  And we’d prove to ourselves that we are able to afford our dream and continue to live off similar monthly bills.

We were paying extra on our current home, and those extra payments, along with fees on another property (we’ve since sold) add up to a similar monthly expense.

I did a lot of math and discovered that saving to put half down would be that magic number. To upgrade our home but not our bills.

Now we’re less than three weeks away from closing. Almost across the finish line. We will spend one last Christmas in our beautiful house where we’ve made a home, then ring in a new year at our new place.

It still doesn’t feel real. I don’t know if that feeling will hit once we sign on the dotted line, or when the moving truck pulls away. But those cute college students who split a third cheeseburger every Monday night have gone so much further than I’d ever dreamed. And I’m so proud of them.


Tags: , , , ,

Shauna says:

I love this thanks for sharing your dreams and successes with us it really gives the rest of us hope.

Jennifer says:

Without question, there is so much hope <3 Thank you for reading.

Samantha says:

What a wonderful story and a testament of how we should live!

Tamika says:

Thank you for sharing! This is extremely powerful.

Kim says:

This is very inspiring!

Adrienne says:

Thank you for sharing. I wish Steven and I were this disciplined in our cheeseburger days.

Why Do Most People Believe That Cancer Is A Disease?
Everyone has thhe capability to heal themselves
There is nno cancer which has not been survived by someone,
it doesn’t matte how far advanced it had been. If evenn one person has succeeded in healing his cancer, there needs to be a mechanism because of it, in the same way you will
find there’s mechanism for creating cancer. Every person on earth has the ability to do both.
If you have been identified as having cancer, you mmight not have
the ability to affrct the diagnosis, yet it’s certainly wjthin your chance
to modify the destructive consequences who’s (the diagnosis) could hae for you.

The wway you perceive the cancer and also the stteps you choose
too takee following diagnosing are some in the most effective determinants of thee future wellness, oor perhaps thhe
insuffihient it.
90-95 percent of cancers appear and disappear that belongs to them
accord
The indiscriminate mention of cancer as being a ‘killer
disease’ by professionals and lay people alike has turned cancer right into a disoreder with tragic
consequences for almost all today’s cancer patients and their
families. Cancer has grown to bbe synonymous with extraordinary suffering, pain, and death.
This perception continues althuough 90-95 percent coming from all cancers appear andd disappear thgat
belongs to them accord. Not a day passes with
no body makig millions oof cancer cells. Some people, under severe temporary
stress, mame more cancer cells than usual and form clusters of cancerous cells that disappear again after they feel good.

According to medical research, secretions in the DNA’s powerful
anticancer drug, Interleukin II, drop under both mental and physical duress aand increase again once the person becomes relaxed andd joyful.
Low secretions of Interleukin II improve the incidence of cancer in your body.
However, people are generally nnot under severe stress constantly.
Therefore, melanoma vanish without any form of
medical intervention and without causing any real harm.
Right right now, millions of individualls are walking on with cancers within their
body without having a clue that they have them.
Likewise, countless people heal their cancers without even knowing
it. Overall, there are numerous more spontaneous remissions of cancer than you will find diagnosed and treasted cancers.

Cancer treatments do more harm than good
The simpe truuth is, relatively few cancers actualoly become ‘terminal’ or are even detected.
The vast majority of cancers remain undiagnosed and therefor are not found until
autopsy. Typically, they will don’t die as a result of cancer.
Theyy don’t have symptoms thjat may prompt your physician to prescribe any from the standard cancer-detecting tests.
It should raise everyone’s eyebrolws that 30-40 times as many cases of thyroid, pancreatic, and cancer of the prostate arre normally found
in autopsy than are detected by doctors. The British medical journal Lancet published a study in 1993that showed early screenin often brigs about unnecessary treatment.

Thee reason for that? Although 33 percent
oof autopsies reveal prostate type of cancer, only one percent die frm it.
After age 75, half from the males could possibly
have cancer of the prostate, but only 2 percent diie from that.
Neew official recommendations (August 2008) call for oncologists
to no more treat men with prostate type of cancer after dark ages of 75 years because the treatments do more harm than goodd aand offer
no advantages over no treatment whatsoever.
It has to be noted that these low mortapity rates only connect with those wwho hve neither been informe they have cancer nor received any answer to cancer.
Mortality rates, however, increase drastically if
cancers are being diagnosed and treated, which clearly shows precisely
what does the killing. Once diagnosed, almost all cancers
aren’t given the opportujity too disappear automatically.
They are promptly tazrgeted having an arsenal of deadly weapons
for example chemotherapy drugs, radiation, as well as the surgical knife.
‘Sleeping’ tuors that could never really ause mmuch problems for one’s
body, may easily be aroused into powerful defensive reactions and become aggressive, not unlike relatively harmless bacteria that behome dangerous superbugs when attacked by
antibiotic medication. It makes virtually no sense that during a
period when you really need to bolster the body’s most critical healing system -the immunhe
system – you’ll subject yourself to radical treatments that truly weaken or destroy
the disease fighting capability.
The trouble with cancer patients is, terrified by the identification, they submit their
bodies to the telltale cutting/burning/poisoning procedures that, more often than not, will lead them quicker
on the day of final sentencing: “We ought to let you know with the deepest regret that there’s anything which can be done to assist you.”
The most pressing question for you is not, “How advanced or dangerous is my cancer?” but, “What am I doing or not doing that puts my body in to a situation of getting to battle because of its life?” Why do some people proceed through cancer just as if it were the flu?

Are they jjust lucky, or perhaps there a mechanism at the job that triggers the
healing? On thhe contrary, what is the hidden element that
prevents the body feom healing cancer naturally, that produces cancer
so dangerous, if indeed it really is dangerous iin any way?

People believe cancer is oftsn a vucious killer
The techniques to all these queries llie using thee individual who contains the cancer, aand doesn’t rely
on their education of a particular cancer’s ‘viciousness’ or advanced stage this agreement it
seems to own progressed. Do you believe that cacer is often a disease?
You will most likely answer, “Yes,” because of the ‘informed’ opinion the healthcare
industry and advertising have fed towards the masses foor a lot of decades.
Yet, the greater important but rarely asked questijon remains, “Why do you consider cancer is really a disease?” Yoou may answer, “Because I know cancer kills people every day.” I would
then question you further, “How are you aware who’s is the cancer that kills people?” You would probably debate that
most people that have cancer die, so obviously it should be the
cancer that kills them. Besides, you may reason, each of the expert doctors reveal so.

Let me ask you another question, an extremely strange one:
“How did you know for sure you are the daughter/son of your respective father instead of of another man?” Is it because
your mother mentioned so? Whaat makes yoou think that your particular mother told you reality?
Probably as you believe her; and youu have no reason at all never to.

After all, jane is yor mother, and mothers don’t lie about these items.
Or can they? Although you won’t fully realize with absolute
certainty that the person you suspect being your father is,
actually, your father, you nevertheless have turned everything you subjectively believe into something that
you ‘know’, into aan irrefutable truth.
Although no scientific proof whatsoever exists to show that cancer is really a disease
(versus a healing attempt), most of the peoplle wilpl innsist which it is a disease because
this is what they’ve got been told tto imagine. Yet this belief is just hearsay according to other people’s opinions.
These other people heard a similar ‘truth’ frm another individual.
Eventually, the infallible doctrine that cancer is a dixease may be traced to some doctors who expressed their
subjective feelings or beliefs iin what that they had
observed and published them in most review articles or medical reports.

Other doctors agreed with their opinion, and before long,
it becam a ‘well-established fact’ that cancer is often a
vicious ilness that somehow gets their hands on people so that you can kill them.
However, reality from the matter might actually be qyite different and more rational and scientific than that.
best cancer diet recently posted..best cancer dietMy Profile

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge

Hi! I’m Jennifer Borget



I'm a part-time journalist, full-time wife and mother striving to make the world a better place and inspiring others to do the same. This is the space where I share my journey in making the most of every day.

My Photography Course

My Photography Course

Featured Posts

diy-onsie-cardigan-tutorial

adventures-in-homeschooling

30-things-my-kids-should-know-about-me

Aurora-tutu-dress-tutorial-3

kid-movie-reviews

disney-family-travel

photo-backup-tutorial



watch @jenniferborget on

Inspiring Moments Positive Parenting Spreading Joy
Moving During Christmas? Pro Tip: Don’t Do It!
Well Santa, That Escalated Quickly
from humble beginnings to dream home: interracial couple newlyweds
From Humble Beginnings to Dream Home: The Path That Led Us Here
Family Travel Food & Culture Homeschooling
Family advent calendar activities ideas
50+ Family Activity Ideas for Your Advent Calendar
Diverse children's books teaching life lessons.
Diverse Children’s Books to Help You Navigate Life’s Challenges
wrinkle in time homeschool unit study
Why We Aren’t Homeschooling This Year
Creating With Kids (DIY) Disney Motherhood Pregnancy & Baby
I Left My House With My 3 Kids, and I Survived
Why We Make Family Night a Priority
ralph breaks the internet kids review
An Honest 5 and 7 year olds’ Review of Ralph Breaks the Internet
Interracial Marriage Multiracial Parenting Our Family History Photography & Videos
Waiting for this House Feels Like Waiting for a Baby
from humble beginnings to dream home: interracial couple newlyweds
From Humble Beginnings to Dream Home: The Path That Led Us Here
Why We Make Family Night a Priority