Posts Tagged ‘growing up’

I know we officially become adults when we turn 18, but for some reason I feel like I’m just now hitting the official adult age… 30.

I mean 18, 19, you’re still a teenager, and in your 20s you’re figuring stuff out. Once you turn 30 it’s like ready or not you are officially GROWN UP.

While I didn’t finish everything on my 30×30 list, I was close. There were a couple of things that were really important to me. Things that really helped me solidify my adultness so I’d officially be ready and worthy to be a 30-year-old.

Cherish 365: The days are long but the years are short. A project to making moments last and cherish every day.

First off (after buying my first lotto ticket) was life insurance. My husband kept nagging me to get a new policy since I’m now self-employed and lost the benefit I had with my full-time employment.

I called Allstate to finally get my new plan set up a couple of days before my birthday, then proudly told my husband that I was a real adult.

“I got life insurance!” I exclaimed.

“Great! How much is your plan?” He asked.

“$150,000.”

“That’s it?!!”

“What?! I would pay off the house!”

“But I’d have childcare expenses, the kids have college…”

“Ok fine, should I do $250,000?”

“$250,000? Do $500,000,” He said. “I have more than that on mine!”

“WHAT? Then you won’t even be sad if I die!” Greedy punk! I thought.

But then I went and put all of my info in a life insurance calculator and realized it’s probably better to be safe than sorry, and the kids and stuff… Yada yada.

I calmed down and did what any mature almost 30-year-old would do, and I called my agent back and upped my policy. Yay for adulting!

mommy and biracial son

We already did our wills. So all that morbid stuff was out of the way. Now time for the fun stuff… Retirement!

My husband has both a pension and retirement plan, but I wanted an extra one just in case, and if for nothing else than annual Disney Passes for my grandkids.

I regretted not starting a 401K when I was working full-time at my news station. Initially, I didn’t think I’d stay at the same job long enough to be vested; yet here I am, nearly 8 years later! All of those years of matching and compound interest lost!

I didn’t want to make the same mistake again and wanted to be better about planning for retirement so I opened a Roth IRA before the holidays and bought the stocks and bonds just a few days before my birthday!

I beat my deadline, I got the stuff done, and now, I am feeling officially adult.

Do you feel like an adult yet?

This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day.

Now that I have all kind of time to blog I can’t seem to stay focused on one thing. From my journal project, to reviews to tutorials… I hope I’m not giving you whiplash. Forgive my randomness. Hopefully it’s just proving I’m a very random, well-rounded person.

Speaking of random, digital scrapbooking is becoming a kind of new hobby for me. It’s strange but I look forward to creating these little doodads. How weird is that? What can I say, I’m a woman who likes to dabble.

Erica has been doing a fantastic job turning my prompts into digital works of art. You can download the fourth week of digital prompts here. They look like this:

crashnotes_31things_week 4

And without further ado…

day-13

Surprisingly I think about the hardest part of growing up a lot. Mostly because I don’t want my kids to have a “hardest part of growing up.”

I think the most difficult part of growing up for me was the black hole I fell into sometime during high school. It’s like my brain got sucked into a time warp and I couldn’t see past the present. Everything I dealt with felt like such a HUGE deal. Little did I know there were so many more important things that would come into my life just a few years from then.

Just being a teenager, combined with moving across the country my junior year—After I had just been voted class president—Not easy.

Luckily, I made it through barely unscathed, and I didn’t lose focus too long, but it was a hard time. Because I remember how hard this was for me, I feel like I’m constantly thinking of ways to prepare to make that time easier for my children once they reach that age–even though it’s more than 14 years away.

Side note: The most awesome time was college, but I’ll get to that later.

 

This was Day 13 of the installment of 30 Things my kids should know about me.

Follow the link to play along and link up.

 

Hi! I’m Jennifer Borget



I'm a part-time journalist, full-time wife and mother striving to make the world a better place and inspiring others to do the same. This is the space where I share my journey in making the most of every day.

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